A few months ago, Sarah, a 29-year-old teacher, found herself worrying about her future. Prices at the supermarket were climbing, rent kept increasing, and her savings account seemed to be shrinking rather than growing. Like many of us, Sarah wanted to feel secure about her financial future—but the idea of investing felt overwhelming and even a little scary.
“What if I make a mistake? What if I lose everything?” she often thought.
Then one day, she discovered DavaTrust.io.
Sarah’s First Step
At first, she was hesitant. After all, Sarah had never invested before. But what caught her attention about DavaTrust was its promise: safe, simple, and transparent investing.
Unlike complicated platforms filled with financial jargon, DavaTrust spoke in a language she could understand. It didn’t try to overwhelm her with numbers or hidden terms. Instead, it showed her exactly how her money could grow, step by step, with clarity and security.
With just a few clicks, Sarah opened her account and began her first small investment. It wasn’t about putting in a huge sum of money—it was about taking that very first step.
A Sense of Security
Fast forward to today, Sarah checks her DavaTrust dashboard regularly. The clear reports and transparent updates give her peace of mind. She no longer feels like her money is just sitting idle in a bank account losing value. Instead, she sees it working for her future.
More importantly, Sarah feels empowered. Investing no longer seems like something reserved for “experts” or “wealthy people.” It’s something she can do—safely, confidently, and with the support of a platform built to protect her.
Why DavaTrust Matters Today
Sarah’s story isn’t unique. Many people around the world are facing the same uncertainty—rising costs, shaky markets, and doubts about the future.
That’s why today’s launch of DavaTrust.io matters. It’s not just a new investment platform; it’s a partner for everyday people who want to prepare for tomorrow without fear.
By focusing on safety, transparency, and ease of use, DavaTrust is removing the barriers that keep people from investing. Now, whether you’re a teacher like Sarah, a young professional just starting out, or even someone nearing retirement, you can take steps toward building financial security.
Your Turn
Like Sarah, you may feel nervous about investing. That’s normal. But the truth is, the biggest mistake is not starting at all.
DavaTrust.io was built to make that first step easy and safe, so you don’t have to wait for “the perfect moment.” The best time to invest in your future is always now.
👉 Start today at https://davatrust.io and see how simple, secure investing can be.
Your brighter tomorrow begins with one step—just like it did for Sarah. 🌟
In today’s world, conversations about money and the economy are everywhere. Whether we’re scrolling through social media, chatting with friends, or reading the news, one theme seems to repeat itself: uncertainty. Inflation rises, markets shift, and global events often leave us wondering—how can we secure our financial future in such an unpredictable environment?
This very question is what inspired the creation of DavaTrust.io, a modern investment platform designed with one simple mission: to make investing safe, transparent, and accessible for everyone.
And today, we’re proud to announce that DavaTrust.io is officially live! 🚀
In this blog, we’ll not only celebrate our launch but also explore why investing safely matters now more than ever, and how DavaTrust can become your trusted partner on the journey toward financial freedom.
Why Investing Matters in Uncertain Times
When the economy feels shaky, many people react by pulling back. It’s natural—we don’t like risk, and we don’t want to lose what we’ve worked hard to earn. But here’s the truth: during uncertain times, building smart, safe investments isn’t just important—it’s essential.
Let’s look at why:
Inflation doesn’t wait. The price of everyday goods keeps rising, and money sitting idle in a savings account often loses value over time. Investments help your money grow faster than inflation.
Opportunities often appear in downturns. Some of the best long-term investments are made during tough economic conditions. By starting early and staying consistent, you can take advantage of opportunities others may overlook.
Financial independence equals peace of mind. Imagine facing uncertainty not with fear, but with confidence that you’ve built a cushion for yourself and your family. That’s the power of investing.
The Barriers to Investing (and How DavaTrust Solves Them)
For many people, investing still feels intimidating. Common concerns include:
“Is it safe?”
“I don’t understand how it works.”
“What if I make the wrong choice?”
These worries are valid—and they’re exactly what DavaTrust.io was built to address.
Here’s how:
✅ Safety First: Every feature of DavaTrust is built with security in mind, ensuring that your investments are protected at every stage.
✅ Transparency Always: No hidden fees, no confusing fine print. You’ll always know where your money is and how it’s performing.
✅ Simplicity at Its Core: Whether you’re brand new or have some experience, our platform makes investing as simple as possible without compromising on quality.
Our goal is to remove the barriers so you can focus on what really matters: building a brighter financial future.
The Launch of DavaTrust.io: What You Can Expect
So what makes today’s launch so exciting? DavaTrust.io isn’t just another financial app—it’s a platform designed to empower you, no matter where you’re starting from.
Here are some highlights:
🌍 User-Friendly Experience: You don’t need a finance degree to start. The platform is built for everyday users who want clarity and simplicity.
🔒 Secure Infrastructure: Your data and investments are protected with the latest technology.
📊 Clear Reporting: Real-time updates and transparent insights keep you fully informed.
🤝 Community Support: Investing can feel lonely, but at DavaTrust, you’re not alone. We’re building a supportive ecosystem of like-minded investors.
Why Safe Investing Is the Smartest Strategy
Some people chase “get-rich-quick” schemes, but history shows us these often lead to disappointment or even financial ruin. Instead, the smartest investors focus on long-term, safe, and steady growth.
That’s why DavaTrust is built around principles like:
Diversification for reduced risk
Transparent structures so you know where your money goes
A focus on long-term goals, not short-term gambling
We believe that success in investing comes not from chasing trends but from making consistent, informed decisions—something anyone can do with the right tools.
Whether you’re putting in your first $100 or planning a larger strategy, the most important step is to begin.
Preparing for a Brighter Tomorrow
The world will always have ups and downs, but how we prepare makes all the difference. Investing safely isn’t just about numbers—it’s about building a life where you can handle uncertainty with confidence, provide for your family, and move closer to your dreams.
At DavaTrust.io, we’re here to make that possible for everyone, no matter where you’re starting from.
Final Thoughts
Today marks the start of something new—not just for us, but for everyone ready to take charge of their financial future. The launch of DavaTrust.io represents more than a platform; it represents hope, empowerment, and the belief that safe, smart investing should be accessible to all.
So, if you’ve been waiting for the right time to start, the truth is: the best time to invest is always now.
👉 Join us today at https://davatrust.io and take your first step toward a brighter, more secure tomorrow.
Web3 pump-and-dump schemes depend on hype, anonymity, and markets that aren’t regulated. To avoid costly traps, it’s important to know how they work.
What to remember
In Web3, pump-and-dump plans change the price of a cryptocurrency by buying in bulk at the same time and spreading false information and hype to get investors interested before selling a lot of tokens at a low price.
Because trading is decentralized and not controlled 24 hours a day, seven days a week, these dishonest investment schemes can easily take advantage of the industry.
A pump-and-dump has four stages: the pre-launch of the token, the building of promotional hype at launch, the buying that drives up the price, and then a planned sell-off by orchestrators who take the money.
Avoid falling for pump-and-dump schemes by not taking financial advice from people you haven’t asked for it, being wary of ads on social media, and staying away from schemes that promise huge returns in a short amount of time.
Pump-and-dump plans that work together have been a problem in the Web3 ecosystem and crypto market for a long time. People have called the digital world the “Wild West” because of the chance to make quick money. This has always drawn people who want to take advantage of people who trust false promises.
Because rules are always trying to catch up and the industry is not centralized, these schemes have often gone unnoticed by the police. But new attempts show that Web3 is no longer safe from government scrutiny. In October 2024, Operation Token Mirrors led to the seizure of $25 million and the charging of 18 people.
You will learn about “pump-and-dump schemes” in this article, including what they are, how they work, and how to avoid falling for these clever tricks.
Why do people use pump-and-dump schemes in Web3? A pump-and-dump scheme is when the price of a cryptocurrency or blockchain product is changed on purpose. The price of these digital goods on the market is set by coordinated buying and spreading false information.
Once the leaders of the plan get the price they want, they start a violent sale to get their money. This means that all the other investors are left with tokens that have lost a lot of value or are useless. This process of “pushing up” the price of a token and then “dumping” both the token and the price at the same time is what the phrase means. The price of these assets never goes back up because they usually don’t have much value. This leaves innocent buyers stuck.
This is how pump-and-dumps work in Web3: Web3 pump-and-dump plans usually have four steps: pre-launch, start, pump, and dump.
Pre-launch: To get things going, a new or low-value ticket is used to create a lot of buzz. This is done through pre-sales and building communities on Telegram, Discord, and X, among other places.
Launch: Promotion takes a big step forward, and promoters are often used as unsuspecting influencers to get more people interested and raise notice.
Pump: False or misleading information is getting around about possible big price hikes or business partnerships. The market price of the token goes through the roof as more and more people buy, driving up demand through the roof.
Dump: The people who are manipulating the price of Web3 tokens sell off a lot of them when the price is high enough for them to make a lot of money. Because so many people are selling, the number of tokens is much higher than the demand, which makes prices drop. People who still have tokens can’t sell them until almost all of their value is gone.
Know what I mean? Pump-and-dump attacks can happen over and over on some coins. A study from the University of Bristol found that over the course of four years, the most-attacked coin was hit 98 times.
How to stay safe and spot crypto pump scams It can be hard to tell the difference between Web3 trading manipulation schemes and a real, excited investment chance. Getting in early on the next big legitimate crypto token could pay off big time, which is great for people who are running illegal decentralized pump-and-dump schemes.
Here’s how to spot possible scams and well-organized crypto pump groups:
Don’t invest in things you don’t know much about. If a stranger contacts you on social media or a messaging app and quickly turns the talk into an investment “sure thing,” be wary. Be careful and don’t get involved.
Crypto social media ads: There are a lot of investment ads on social media sites that offer big returns. They might use fake news or make their businesses look like real ones to trick clients. Extra care should be taken with famous people who seem to be pushing Web3 projects. Deepfakes of well-known names are often made by manipulators without the owners’ permission or support.
Do your own study: Don’t invest in situations where you feel like you have to act quickly because it’s “now or never.” As always, take your time with projects. You should learn about the company’s history, owners, developers, and track record. Investing shouldn’t be done if this is unclear or not enough.
Spread your risk: Watch out for investments that offer big returns with little risk in a short amount of time. Definitely, don’t put all of your money into one investment. Instead, spread your money around to lower your risk and avoid losing money on investments that go bad in case the crypto market in Web3 is hacked.
In 2024, crypto scams will cost $9.9 billion, and 90% of crypto apps in the UK will fail AML checks. To fight fraud, the industry needs to share data.
The crypto business is changing the way money is handled, but there’s a truth that’s just below the surface. The amount of money lost to cryptocurrency scams reached a record high of $9.9 billion in 2024, and the outlook for 2025 is even worse.
The global fraud epidemic is having a big effect on the industry and customer confidence. It comes in many forms, including “old wine in new bottles” scams like Ponzi and pump-and-dump schemes and new crypto-specific frauds like address poisoning.
Criminals are abusing the sector more and more to hide the money they make from scams in the traditional finance (TradFi) sector. Anti-Money Laundering (AML) rules are always changing, which makes it hard for businesses to stay in line with them. In the UK, weak AML and fraud rules mean that almost 90% of crypto registration requests are turned down.
Use of the crypto field The crypto sector is working hard to improve its image in the eyes of global regulators, and they are aware of this abuse. Many regulators are now looking to control the sector beyond the AML perimeter. Individual companies’ efforts, like tools that report industry scams and operations that cause problems, are admirable, but they will only have a small impact when done by themselves.
Sharing information to fight financial crime needs to be done in a much more bold way by the business.
Cross-sector sharing of public and private data to fight fraud is quickly becoming the norm in the TradFi industry. In Singapore, financial services and telcos are required to share anti-scam data with each other. In Australia and the UK, plans run by the industry encourage people to share data voluntarily. Data sharing is seen as one of the best ways to fight global fraud.
Related: Tools for blockchain compliance can cut down on TradFi costs: Co-founder of Chainlink
This wave of crime around the world can only be stopped by connecting the fake value chain. International fraud is getting used to the new way money works, but the digital assets community is missing from this process. Getting the community involved in current efforts to share data will not only help to make the ecosystem stronger, but it will also be good for the industry as a whole.
From theory to action The business world should do three things.
First, the fact that crypto isn’t widely used as a payment method right now means that even the most dedicated crypto thief can’t live alone. How crypto and fiat currencies are “on-ramped” and “off-ramped” are important parts of the fight against crypto-linked scams. Not sharing info slows down work because no one can see the whole picture.
Second, using crypto in the process of fraud laundering makes AML harder. As new rules take effect and officials crack down on exchanges, the industry needs to boost its defenses against laundering of fraud proceeds. It can’t do this without the necessary data flows to find people trying to get into their environment and stop them. To get these data flows, it needs to go further up the value chain. Third, people in the digital assets community are becoming more determined to fight scams, but compliance as a field of work is still very new. It would be helpful for the industry to have hard data and the knowledge of experienced fraud prevention experts from other fields, for whom new kinds of fraud are “business as usual.”
It’s clear why sharing data across industries is a good idea to stop crypto-linked fraud, but what needs to happen to make the theory work?
Speeding up teamwork The UK might have policies that make it easier for companies to share data across sectors for the first time.
The Information Commissioner’s Office, which is in charge of privacy in the UK, recently made it clear that “data protection is not an excuse when tackling fraud and scams.” This is especially important for recent crimes. In one case, scammers stole $1.2 million by pretending to be police officers and crypto wallet hosts to get people to give them personal information. The Data (Use and Access) Act 2025, which makes preventing crime a “recognized legitimate interest,” has recently changed the rules on data protection. This makes the legal case for sharing even stronger.
Next, the UK’s plans for regulating digital assets include both positive and negative incentives to stop scams and share data. The UK Chancellor’s announcement about future rules makes it very likely that the digital assets business will have to follow the same rules for protecting customers as the traditional financial services sector. It’s hard to think how UK consumers would be protected against fraud without sharing data across industries.
The Financial Conduct Authority, which is supposed to be the future regulator for digital assets, has said that sharing data is a key way to stop people from laundering money from crime.
The UK also has a strong system for sharing financial crime data that includes strong collaboration between the government and businesses, as well as collaboration within industries and between sectors. One example of this is the Joint Money Laundering Intelligence Taskforce. These programs are already being opened up to the digital assets business. If the government and regulators back them up, they could move faster.
The people who work with crypto and digital assets are well aware of the risks to their reputations and the rules that come with the fraud situation. But acknowledgment isn’t enough, and work shouldn’t be kept separate. Sharing data across industries is a key part of stopping scams around the world. Because of its good conditions, the UK is in a unique position to set a good standard…
Countries like Vanuatu, El Salvador, and Portugal now let people become citizens or residents using cryptocurrency. To do this, they need to spend between $100,000 and $1 million.
What to remember
One of the fastest countries to give citizenship is Vanuatu. Licensed dealers can accept crypto.
Dominica and Saint Lucia offer Caribbean citizenship in months if you use crypto that has been changed by a trusted agency.
Through crypto-linked financial funds, Portugal lets people live in the EU and gives them a way to become citizens.
If you spend $1 million in Bitcoin or USDT, El Salvador will give you citizenship right away. You don’t need to use cash.
In the year 2025, crypto and globalization go well together on a mind map.
Since this is the case, it may not come as a big surprise that both citizenship-by-investment crypto programs and golden visas with crypto are starting to meet the needs of Bitcoin and stablecoin investors. What used to be a world where only regular money could be used now has ways for crypto-rich people to get around.
Most governments still want people to pay in cash for these programs, but more and more licensed migration agents now accept crypto and change it into local currency before giving it to the officials.
Only a few places go even further, giving investors everything from fast-track second IDs to long-term residency.
As of July 2025, this piece looks at four crypto-friendly countries where you can live or become a citizen. It talks about both direct and indirect crypto payment models.
1. Vanuatu: Use cryptocurrency to buy citizenship The Development Support Program (DSP) lets people become Vanuatu citizens by investing money in the country. Vanuatu has one of the fastest ways to get a second visa in the world. Citizenship is usually given within 30 to 60 days. People who are applying alone must give at least $130,000, and a family of four must give at least $180,000.
Adding cryptography There is no direct crypto acceptance by the government, but approved agents can take Bitcoin or stablecoins, change them into cash, and handle the whole application process. As long as normal Know Your Customer (KYC) and Anti-Money Laundering (AML) rules are followed, crypto holders can use their assets to both show off their wealth and pay for the donation. Some agents even say that you can pay for the whole payment with Bitcoin, which usually costs between $115,000 and $130,000. This makes it easier for people who want to get a crypto passport.
Notes
The whole process can be done online; there are no in-person or training interviews.
No requirements for language, schooling, or length of stay
People can have two citizenships.
Income, stock gains, wealth, and inheritance are not taxed.
Visa-free travel to more than 90 countries, though Schengen entry is being looked at right now.
Included in the family are spouses, parents (over 50), and children under 25 who depend on them.
This is one of the few citizenship-by-investment crypto choices that offers real speed and privacy. Digital nomads and crypto founders who want security and mobility will like it.
Know what I mean? One of the few countries in the world that doesn’t have a military is Vanuatu. Its people live in peace and don’t have to worry about world politics.
2. Dominica and Saint Lucia are two countries that let people live there using cryptocurrency. CBI Schemes in the Caribbean Dominica: more than $200,000 given to the Economic Diversification Fund
Saint Lucia: a gift of at least $240,000 or approved real estate worth at least $300,000.
Both countries offer fast-track second cards that can be issued in four to nine months and don’t require you to be in the country in person.
Adding cryptography Licensed companies like Apex Capital Partners, Global Residence Index, and Citizenship Bay accept Bitcoin, Tether’s USDt, and other important currencies. These are changed into real currency on applicants’ behalf to meet government standards.
Applicants can handle the whole process with crypto, working with agents to handle everything from showing proof of funds to submitting and getting approved. This is great for people who want to learn how to move abroad with crypto or get a passport with Bitcoin.
Notes Pros: Quick working times (less than a year)
Strong passports: enter the EU, UK, Singapore, Hong Kong, and more without a visa or with a visa when you arrive.
Families with a spouse, children, and, in many cases, parents can be included.
No need to be there in person, take a language test, or live in the country.
Cons: Both the government and third-party companies do thorough due diligence checks.
Some countries look more closely at Caribbean CBI passports because they are worried about their image.
These Caribbean choices are still good for people who want to buy citizenship with cryptocurrency or get residency by investing cryptocurrency.
Know what I mean? Dominica has had a citizenship-by-investment program since 1993, making it the longest running program in the world.
3. The golden ticket for Portugal comes with crypto Portugal Golden Visa (investment-based status) Portugal is still one of the best places to live for people who want to spend their crypto-funded wealth and get residency.
Over the past few years, the Golden Visa program has changed its focus from real estate to regulated investment funds, scientific study, and starting a business. The usual amount of money needed to qualify is 500,000 euros, which is generally put into a fund regulated by the Portuguese CMVM.
After five years of residency, you can become a citizen. However, as of July 2025, a bill to extend the residency period to ten years is still being looked at by lawmakers.
Those who want to apply only have to stay for seven days in the first year and fourteen days every two years. This makes it good for crypto nomads and long-term investments.
Adding cryptography Unfortunately, Portugal does not allow direct crypto investments for golden visas. However, there are now a number of approved funds that offer exposure to blockchain-related assets:
Bitcoin investment funds put their money into blockchain startups in Portugal.
The Golden Crypto Fund has a fixed income component and up to 35% of its assets are invested in Bitcoin and exchange-traded funds (ETFs).
Custom deals for “3 BTC investments” that are capped at 500,000 euros.
All of the structures are visa-friendly, but they work by converting fiat currencies through licensed middle-men. This is great for people who want to know how to get a golden visa with Bitcoin or get into countries that are friendly to crypto.
Notes
There is no language test or requirement to live there full-time.
Full EU residency rights and a road to citizenship (pending changes to the law)
Cryptocurrency taxes are currently friendly: long-term gains for people are not taxed.
Include the family (partner, children who depend on you, and sometimes parents).
Only a relatively high entry fee and application backlogs, with some delays lasting longer than 12 months, are bad things about it.
With strong government and a lot of people interested in blockchain technology, Portugal is still one of the best EU countries for getting a crypto passport.
Know what I mean? A law in Portugal makes third-generation relatives of Sephardic Jews who were forced to leave the country in the 15th century automatically citizens of the country.
4. Golden visa for Bitcoin in El Salvador El Salvador Freedom Visa (residency and citizenship for crypto-natives) Starting in December 2023, El Salvador’s Freedom Visa is the first fully crypto-native movement program in the world. It was made possible by Tether. For a $1 million payment in Bitcoin or USDt, it gives you the chance to live there and fast track your way to citizenship. The program only lets 1,000 buyers in each year, which is in line with the country’s overall plan to get more people to use Bitcoin.
Adding cryptography This app is made for instant cryptocurrency payments:
As an initial application deposit, applicants send $999 in BTC or USDT.
This deposit is non-refundable. Once accepted, they put the last $999,001 into projects that have been approved.
Tether takes care of the infrastructure for crypto-to-fiat, which lets the government accept investments in digital assets directly.
El Salvador is still the best place in the world to live if you want to use cryptocurrency.
Notes:
The fast-track process takes about six weeks for the first approval and a few months for citizenship.
It applies to whole families, including spouses, children, and often extended family members
There is no need to stay in the country: a real ID with Bitcoin experience Rapid naturalization leads to citizenship.
It’s not quick citizenship. Investments help the country grow in areas like education, technology, and infrastructure.
This program is the only way for people who want to buy citizenship directly with cryptocurrency and skip all the middlemen who use traditional currency.
Know what I mean? El Salvador was the first country to make Bitcoin legal currency. Nayib Bukele, the president of El Salvador, is also in charge of the country’s Bitcoin budget.
A look at different crypto migration tools (2025) As we learned, many countries now offer residency or citizenship in exchange for investments paid for with cryptocurrency. For example, Vanuatu and El Salvador offer fast-track citizenship, while Portugal and Kazakhstan offer long-term residency tracks. The minimum amount you can invest is $100,000 to $1 million, and there are different deadlines and ways to accept crypto.
DeFi offered to start over with the financial system and build it back up. Upgrading is needed to go from early tests to everyday use.
It already moves billions of dollars every day, lets anyone make new assets in minutes, and gives people returns that banks can’t beat. It doesn’t feel like a financial revolution to switch between wallets, chains, and gas settings and use one app to find chances, another to bridge, a third to swap, a fourth to deposit, and a fifth to keep track of your position. It’s more like a flying simulator where an awful lot of people crash on the runway.
That level of complexity must go away if crypto is to improve global banking and beat the early risk-takers. The answer isn’t just one more rule, though. It changes the way DeFi is built and how it is used. One that has both ownerless, modular infrastructure and productized, easy-to-use interfaces.
This relies on the Hyperstructure and the Superapp, which are not present in the current DeFi stack.
The back end of the internet for money is hyperstructures.
A hyperstructure is what this new stack is built on top of. Hyperstructures are protocols that are free to use, useful to rule, and made to last. Jacob Horne was the first person to think of them. In order for a hyperstructure to support superapps, it needs to give makers power, just like it does for users and investors. It works without approval and is spread out, and people are encouraged to make it better and add to it. You can use it for free, but it’s useful to own and run.
You can make hyperstructures for a lot of different purposes, such as trading systems like Uniswap and Curve and creator networks like Zora and Farcaster. At first, these platforms were just protocols, but now they’re changing into environments that will support the next generation of apps, or “superapps.”
Related: Stop making crypto hard to understand
Building a hyperstructure for one of money’s most basic functions—growing itself—is the most important thing that needs to be done right away. Savings, investing, and yield have all been ways to build wealth that have been highly restricted and controlled in the past. Crypto made it possible to send money without permission. Through hyperstructures, we can also make growing money possible without any permissions.
DeFi’s quick growth showed that there was a problem. In order to increase output, a lot of projects used models that relied on centralized APIs, privileged roles, and unclear off-chain arrangements. A small group of users with a high risk tolerance and institutional ties liked the experience. It went against the main ideas that made crypto important in the first place.
If you use permissionless rails, superapps can support smooth UX.
Now this is where the superapp comes in. It takes the scattered mess of DeFi and combines it into a single, easy-to-understand experience. For this to work, the earn layer needs its own system that makes yield more accessible and solves two important issues: how to find things and how to run them.
Discovery automatically shows issuers a wide range of ways to make money using accurate onchain data, so they don’t need to apply, market themselves, or depend on central listings. Execution turns complicated processes into a single atomic transaction, which means that all users have the same superpowers.
To do this, the fast-moving product layer needs to be separated from a neutral, slower base that is naturally much more safe, resilient, and has a lower cost of capital. No one needs to ask for permission to publish, extend, or fork the base. Still, it needs to be able to ship modern primitives that are just as easy to use as today’s centralized systems.
That sounds like fintech to me.
As the base layer becomes more uniform, experience sets you apart. Superapps take basic technology and turn it into things that people want to use. When you open the app, you see tools you’ve seen before, like “Cash Now,” “Savings,” and “Highest Return.” When you tap on one, the app will bridge, swap, and deposit instantly. The fastest, smartest, most helpful, and best-designed superapps will win. People fall in love with the car, and the hyperstructure is its power.
But there is a catch: DeFi could turn into fintech if we only focus on service and ignore neutrality. Vaults in one place. Risk that is hard to see. Silent government. That’s the risk. Hyperstructures are meant to stop that from happening.
Some people will say that users don’t care about being spread out. Others will say that centralization is necessary for good planning. But crypto was never about ease of use in the short term; it was always about power in the long term. We’ll miss the point if we lose that.
In the 2000s, not many people thought that 4K video could be streamed across devices using a single interface. Those days, it was easy. Money will go through the same thing. People are not going to ask if they are “using DeFi.” They’ll just waste money on rails that are open, can’t be seen, and can’t be stopped.
As a patchwork of protocols, DeFi doesn’t grow. It can grow as a new way to access money. Hyperstructures are what hold everything together. Superapps make the experience possible. They make more than just better apps when they’re in sync. It works better now.
As blockchain technology advances, at least four types of blockchains have been developed: public blockchains, private blockchains, consortium blockchains, and hybrid blockchains. The type of blockchain used by a project’s development team will be tailored to the project’s needs and objectives.
Public Blockchain Public blockchains allow anyone to access and participate in the network. Public blockchains operate on a decentralized basis, eliminating the need for permission from a central authority. Every network participant can participate as a node responsible for processing transactions. Public blockchains generally use Proof of Work or Proof of Stake consensus.
The advantage of a public blockchain is that all transactions recorded in a block are interconnected, providing security and transparency with a complete record of all previous transactions. However, the disadvantage is that it requires a lot of energy to verify thousands of transactions per second. Public blockchains are implemented in Bitcoin, Ethereum, Litecoin, Monero, and Solana.
Private Blockchain Private blockchains are closed networks used by specific companies or organizations, where control and access are regulated by the network owner. Private blockchains are not fully decentralized because only a portion of their data is open to the public.
Private blockchains are used for specific corporate purposes, such as managing intellectual property rights, internal applications for logistics needs, financial records, payroll, and even sensitive company records. While they offer faster transaction processing and improved data security, private blockchains have disadvantages such as a lack of decentralization and potential risks due to a lack of transparency. Examples of private blockchain implementations can be seen in Ripple and Multichain.
Consortium Blockchain Consortium blockchains are designed by a group of companies or organizations using private blockchains for specific purposes. Consortium blockchains are a semi-decentralized type, allowing companies to improve their business performance. Consortium blockchains differ from private blockchains, where the private blockchain is managed by a single company or organization.
The advantage of consortium blockchains is that they can balance centralized and decentralized systems, minimize risks and costs, and increase the effectiveness of collaboration between companies. However, consortium blockchains also pose challenges such as management and coordination between companies and the potential for conflict arising from differing goals and strategies among members. Examples of consortium blockchain applications include Quorum, Hyperledger, and Corda.
Hybrid Blockchain A hybrid blockchain, or semi-decentralized blockchain, combines private and public blockchains. This concept allows some data to be publicly accessible while sensitive data remains private. The advantages of a hybrid blockchain include flexibility in data management and increased transaction speeds.
Managing both a private and public blockchain simultaneously is complex and resource-intensive. Furthermore, hybrid blockchains also pose implementation challenges, such as maintaining a balance between privacy and transparency.
Blocks, nodes, hashes, and cryptographic keys are the components of blockchain that provide a strong foundation for the technology. Blockchain is also known as a ledger, where recorded transactions cannot be altered, deleted, or destroyed. This is why blockchain is also known as Distributed Ledger Technology (DLT). Here’s a brief explanation of how blockchain works.
When a transaction occurs, it is recorded in a block, which is then propagated peer-to-peer across the global network. The block is linked to the previous and subsequent blocks using the results across all computer nodes. The transaction is then verified through a mining process using a predetermined consensus mechanism. Once the transaction is declared valid, it is stored in a block, which is then added to the blockchain.
To simplify, imagine someone transferring 100 Bitcoin. The transaction will then be verified by miners and recorded in a block that is propagated across the entire computer network. A subsequent transfer of 30 Bitcoin will go through the same process, except that the previous transaction will also be recorded, resulting in 100 Bitcoin and 30 Bitcoin.
Transactions recorded on a blockchain network are difficult to change or manipulate because they are copied across all network nodes. Making changes requires the approval of a majority of nodes (a 51% attack), making it nearly impossible because it must be executed simultaneously. Furthermore, this process is highly complex and expensive. Therefore, each transaction on the blockchain has a unique hash code, which enhances the security and integrity of the blockchain system.
Blockchain is a way to store and organize data that is both very safe and open to everyone. Blockchain is also the technology that makes Bitcoin and other digital currencies work. Blockchain is a digital system that needs a server or network to work. Blockchain doesn’t work like most networks, which use centralized servers; instead, it uses a decentralized method. Because each network keeps a copy of the data, this method is thought to be safer and more open.
Each network that is linked to the others can work as a primary server in a decentralized system. This is possible because info from different networks is linked together. In this way, a decentralized system makes things more reliable and safe generally.
Because blockchain technology only lets us add data and not change or remove it, it can’t be changed. To run a blockchain network, you need to have more than 50% plus 1% of the hashing power at the same time. A 51% attack is the name for this kind of thing. This move is very hard to do and isn’t quick or easy.
Also, blockchain technology is open; anyone can see the data saved along the chain all the way back to where it started. Privacy is also protected because it uses the principle of anonymity. On the blockchain, a person’s identity is just an address, so they are not known. But it’s easy to keep track of every purchase.
Blockchain technology not only keeps deals safe, but it also speeds them up and gets rid of the need for third parties to oversee them. This means that transaction costs are cheaper and processes go more quickly. Blockchain technology can also keep private information safe from hackers and make room for independent apps like safe voting systems and tracking the authenticity of products. As a result, blockchain technology will change the future of finance, transportation, healthcare, and the supply chain.
Twenty One Capital is a new kind of finance company that already has more Bitcoin on hand than Tesla. It now has 37,230 BTC saved up before the start.
You can trust Tether, Bitfinex, and SoftBank to back it. After a SPAC merger, it will trade under the code XXI.
The company wants to make financial goods that work with Bitcoin and an education platform that focusses on Bitcoin.
Strategy has the most Bitcoin of any company, with 582,000 BTC. Tesla, on the other hand, has 11,509 BTC.
Bitcoin went from being held by tech-savvy individuals to being owned by large corporations over the course of 16 years. Companies like Tesla, SpaceX, and Strategy, as well as others in both the crypto and traditional businesses, use it as a reserve asset of choice.
As the race to buy Bitcoin goes on, Twenty One Capital, a company that buys more Bitcoin than Tesla, has already built up a big stash before going public.
It talks about Twenty One Capital and its Bitcoin plan. It also shows who has the most Bitcoin.
What does Twenty One Capital mean?
Twenty One Capital is a Bitcoin-only trading company that was set up in April 2025 to gather Bitcoin. Its goal is to be a Bitcoin trust fund that gives its investors safe access to the cryptocurrency.
The main goal of the company is to hold more Bitcoin over time. When it goes public, each share will be worth a certain amount of Bitcoin based on how much it holds.
Twenty One Capital is a partnership between Tether, Bitfinex, and SoftBank. Each company has put in a lot of money and Bitcoin to match their shares. Tether and Bitfinex are sister companies that are owned by iFinex. Together, they own 58.8% of the company, while SoftBank owns 24%.
Jack Mallers, CEO of Strike, is also one of the founders. He is now the CEO of the new company and says that Twenty One Capital is a “pure play Bitcoin business.”
A recent transfer of 7,000 Bitcoin from the exchange, worth about $730 million, brought Bitfinex’s role in the project to the public’s attention. After some time, Paolo Ardoino, chief technology officer, confirmed that those 7,000 BTC were bought for Twenty One Capital and sent to it.
Tether, Bitfinex’s sister company, bought 14,000 BTC in the new company, and SoftBank put in 10,500 BTC. Twenty One Capital got 5,730 BTC in the pre-funding round too.
Twenty One Capital also got $685 million through convertible senior secured notes, which are a type of debt that can be turned into stock in the future. This included an extra $100 million added in May 2025.
Bitcoin strategy at Twenty One Capital Twenty One Capital will debut with one instrument, Bitcoin-holding public company shares. This structure allows shareholders to invest in cryptocurrencies without keeping it because the company’s valuation will closely track the BTC/USD exchange rate.
As of June 2025, Twenty One Capital had 37,230 BTC in Bitcoin, more than Tesla, an early corporate Bitcoin holder. It wants 42,000 BTC before listing.
Over time, Twenty One Capital plans to construct Bitcoin-native financial infrastructure and offer debt, equity, lending, borrowing, and advising services. It will also offer an educational platform to create Bitcoin-related media.
SPAC combination with Cantor Fitzgerald’s Cantor Equity Partners will take Twenty One Capital public. The acquisition seeks SEC and shareholder approval after being submitted in April 2025. Following the deal, the company will trade on Nasdaq under the XXI ticker, referencing Bitcoin’s 21 million supply cap.
The Bitcoin adventure of Tesla Though it wasn’t always the case, Twenty One Capital’s pre-launch BTC stockpile was larger than Tesla’s. The electric car company’s reserve of over 40,000 BTC has been steadily dwindling as a result of their ongoing policy of dumping.
It wasn’t until February 2021 that Tesla first dealt with Bitcoin. Approximately 43,200 Bitcoins, or $1.5 billion, were purchased by the firm at that time. This change made Tesla the number two corporate buyer of Bitcoin instantly. At the time, Bitcoin appeared to be a top priority for Tesla. Elon Musk even included the cryptocurrency in his X bio. The business also began taking Bitcoin as payment.
Nevertheless, a significant amount of its initial investment was subsequently sold. Elon Musk, CEO, stated that the initial sale was conducted in March 2021 in order to assess liquidity. Tesla ceased taking Bitcoin payments in May of that year, stating that they were concerned about the environment.
The business sold off over 75% of its Bitcoin holdings in June 2022. It lags far behind Twenty One. Capital, which is going public soon, with only 11,509 BTC remaining in its reserve as of June 2025.
After 2025, who will have the largest Bitcoin holdings? With 592,345 BTC in reserves, Strategy is the leading Bitcoin accumulation institution. Considering the company’s cost base is only $40.7 billion, this results in a valuation of almost $63 billion as of June 2025.
Beginning in 2020, the strategy began to amass Bitcoin. The corporation has gone a long way from spending spare cash on Bitcoin to becoming the largest corporate Bitcoin holder by 2025, with BTC serving primarily as the treasury asset.
Additional public companies that own Bitcoin Following Strategy,
The top public companies who own Bitcoin are:
The mining firm MARA Holdings, located in the United States, has 49,678 Bitcoin (BTC) in reserves, which are worth around $5.3 billion at the moment. In addition to reinvesting the funds she receives, Mara would rather hold on to her mined Bitcoins than sell them. Thanks to this tactic, Mara is now the second-biggest company in terms of Bitcoin holdings.
Twenty One Capital: With 37,230 BTC acquired before launch, Twenty One Capital will become the third-largest corporate buyer of Bitcoin once it is listed. Before launching, the corporation aims to increase its Bitcoin holdings to 42,000.
Fourth place goes to Riot Platforms, another American mining firm, with 19,225 BTC. As a company, Riot buys more Bitcoin and rarely sells mined Bitcoin. Galaxy Digital is the fifth most liquid cryptocurrency, with 12,830 BTC on hand. Bitcoin is a popular investment option for the crypto investing firm.
Crypto mining firm CleanSpark has amassed a Bitcoin reserve of 12,502 BTC through the storage of mined BTC. The corporation held on to all mined Bitcoin until 2025, but started selling some off recently to fund mining expansion.
Among the top ten, Tesla is unique among publicly traded companies in that it is not focused on Bitcoin. With a worth of $1.23 billion as of June 2025, the electric car corporation has 11,509 BTC in reserve.
Hut 8: A mining firm in Canada has amassed 10,273 Bitcoin through mining and buying. One of the top ten public corporations that own Bitcoin is Coinbase, the sole cryptocurrency exchange in this group. There are 9,267 Bitcoins in Coinbase’s reserve.
Individual businesses
Out of all private companies, Block.one is the biggest Bitcoin holding. They make blockchain software. There are 164,000 Bitcoins (BTC) on Block.one’s books, which is almost $18 billion at the moment.
Tether: The well-known stablecoin corporation has amassed a Bitcoin reserve of 100,521 coins, in addition to strategically investing in the Bitcoin ecosystem.
Stone Ridge: NYDIG, a wholly owned subsidiary of the US-based investment corporation, purchases Bitcoin. Its present holdings consist of 10,000 BTC.
Elon Musk’s SpaceX is one of the top Bitcoin holders. Currently, the space technology corporation has 8,285 BTC and has a history of buying and selling Bitcoin. The Tezos Foundation now owns 2,903 Bitcoin after selling off its interests in 2022.
Potential Perils of Keeping Bitcoin in a Company’s Treasury Twenty One Capital is just one of many companies that have been enticed by Bitcoin’s potential, but there are hazards associated with maintaining huge amounts of BTC. Issuers run the danger of capital erosion and dilution in June 2025 when they issue new shares close to their net asset value (NAV), according to Matthew Sigel of VanEck. This is especially true if the price of the shares drops to the same level as the underlying Bitcoin holdings.
In order to preserve shareholder value, he suggested halting ATM offerings and exploring buybacks. Investor confidence and bank accounts are vulnerable to the infamous price fluctuations of cryptocurrencies. Any decline or dilution event might drastically impact the share value and strategic flexibility of corporations like Twenty One Capital, whose equity is directly linked to BTC. Combining conviction with structural safeguards is the better course of action, as firmly advocated by VanEck.
It is important to have a crypto transfer plan because losing private keys or seed phrases can make assets like Bitcoin, Ether, and NFTs unrecoverable forever.
A good inheritance plan includes a list of assets, directions for safe access, and a trusted executor. This way, heirs can safely and legally get to their holdings.
Instead of putting private information in public wills, privacy should be protected by using encrypted files, sealed papers, or decentralised identity tools.
Having a balance of custodial and non-custodial options helps protect assets while making transfers easier. This way, mistakes like leaving all of your keys on an exchange or sharing them without proper security are avoided.
A clear and well-thought-out inheritance plan is important if you own digital currencies like Bitcoin. This will keep your crypto from going down the drain after you die.
Cryptocurrencies, unlike traditional bank accounts, are controlled only by their private keys and seed phrases, whether they’re saved in hot or cold wallets. If you lose these keys, you can’t get your assets back. Millions of dollars worth of cryptocurrency are lost every year because people forget their passwords, lose their wallets, or aren’t sure what to do with their crypto assets when they die.
Most traditional wills don’t cover digital assets properly, which could lead to legal problems or their loss for good. These problems can be solved with a well-thought-out crypto estate plan that keeps your assets safe and lets your beneficiaries access them the way you want.
This article talks about why you need a crypto inheritance plan, what goes into one, how to keep your data safe while planning, crypto death protocols, and a lot more.
Why you should have a crypto will plan
If you own cryptocurrency, you need to make a crypto transfer plan. Cryptocurrencies are often self-custodied, which means that you are the only one who has the secret keys or seed phrases. Your assets could be lost forever if you die without giving this information to anyone. A digital asset will make sure that altcoins and Bitcoin secret keys are shared correctly after the owner dies.
There are a fixed upper limit of 21 million Bitcoin, so about 1.57 million Bitcoin are lost every year. This is about 7.5% of the total amount of Bitcoin. A lot of the time, traditional wills don’t cover cryptocurrency issues, and heirs might not know how to access or handle digital wallets.
If you don’t plan your crypto estate well, your family might not be able to get back your crypto assets after you die. A well-designed digital asset will make sure that your loved ones can safely receive your crypto after you die. Your heirs know what assets you have, how to get to them, and how to properly handle them after you die. Not only will knowing how to pass on crypto help you keep your money safe, but it will also protect your memory in a world where digital money is growing.
Know what I mean? Crypto estate services give things like multisignature recovery, secure identity verification, and wills that are based on smart contracts. These help investors make sure that their crypto goes to their heirs without any problems, like losing access.
Things you need to do before you can build a safe crypto inheritance plan
You need to make a crypto estate plan to protect your digital assets and make sure they get to the right people with as little risk or confusion as possible. Because crypto is self-protecting and can’t be undone, having a clear and safe plan can mean the difference between keeping your memory alive and losing it forever.
Before you start making your crypto estate plan, here are the basic things you need:
1. Make clear rules for the law
First, you should talk to an estate planning lawyer who knows about both digital assets and transfer law. Things that are legally bound, like a will, trust, or letter of instruction, should mention your crypto.
Tell us more about:
What things will be passed down?
The people who will benefit
What should be done to get to the goods.
These papers help make sure that the law recognises your wishes and lower the chance of later disagreements or legal problems.
2. Keep secret key access safe and share it responsibly
Key control is the hardest part of crypto inheritance. Your heirs can’t get to your assets without your private keys or seed words, and exchanges can’t help you get them back.
Take a look at these choices:
Use wallets with multiple signatures so that a transaction needs to be approved by at least two people.
Using Shamir’s Secret Sharing, give important parts to trusted family members or advisors.
Keep recovery files in safe places that can’t be changed, like bank safe deposit boxes or encrypted drives.
When you die, make sure your children know how and where to find the keys.
3. Add tools to smart contracts (if possible)
In some systems, smart contracts can automatically move property when certain conditions are met, like a death certificate that can be checked or a certain amount of time has passed. Platforms like Ethereum allow customisable logic that can help with legal planning, but it’s not available on all chains.
Legal papers should never be replaced by smart contracts. Instead, use them to make sure people know what you want in a safe and clear way.
4. Teach your children or trusted executors what they need to know.
If your heirs don’t understand crypto, even the best will and testament plan can fail. Spend some time on:
Write down clear, step-by-step steps on how to get in.
Talk about pocket tools, basic safety, and how to stay away from scams.
Choose a trusted agent who knows about crypto to lead the process.
You don’t have to show sums right now, but learning is the best way to avoid confusion, delays, or losses in the future.
Know what I mean? One of the biggest risks in crypto inheritance is that the keys will be lost. With the right planning and encrypted backups or safe caretakers, crypto worth billions could have been kept safe for future generations.
How to make a secret will
With a crypto will, you can be sure that your digital assets will be safely given to your beneficiaries while still protecting your privacy and following the law. You can lower your risks and give your next of kin crypto access by carefully writing down your assets and directions.
Here are some general steps you can take to make a will in crypto:
Make a careful list of everything: Make a list of all your digital assets, such as hardware and software wallets, exchange accounts, non-fungible tokens (NFTs), and decentralised finance (DeFi) purchases. This will give you a good picture of what you own.
Keep private information safe: Do not put secret keys in the will. Follow the access directions in the document to keep them safe in encrypted files or hardware wallets.
Give clear directions for access: Include clear instructions on how to get to your digital assets in your will so that your beneficiaries can safely get them.
Choose a tech-savvy executor: Pick a trustworthy person who knows a lot about cryptocurrency, or set up a trust, to handle and carry out the transfer process correctly.
Make sure you’re following the law: Make sure the will follows the local tax and inheritance rules to avoid problems or conflicts.
Include a digital asset memorandum: You might want to include a memorandum to spell out specific directions for your digital assets. This will make things clearer and safer.
Use specialised services: Look into crypto inheritance services to give your children more security and make the transfer process easier.
Update often: Look over and change the will from time to time to reflect changes in your assets or new laws, making sure it stays correct.
When planning your crypto inheritance, you should also think about the transfer tax that applies to Bitcoin and other cryptocurrencies.
How to keep your information safe while planning your crypto inheritance
Planning for the future is important, but protecting your privacy while you do it is just as important. When making a digital asset will, it can be risky to share private information.
Here’s how to keep your personal and digital data safe and make sure that your crypto will be recovered after you die:
Do not put private information like private keys, wallet addresses, or access codes in public legal papers like wills. Instead, you should admit that digital assets exist without going into specifics.
Use sealed letters or encrypted files: Send sensitive information in sealed packages or encrypted files so that only people you trust can get to it when they need to.
For safe entry, look into decentralised identity tools: For long-term security, use decentralised identifiers (DIDs) or credentials that can be checked to control and move access rights safely between platforms.
Why you should look over and change your crypto inheritance plan often
A bitcoin inheritance plan is not something that can be set up and forgotten. Regular updates that are in line with your crypto legal advice are necessary to keep your plan correct and working as your digital assets and personal circumstances change.
Here are some reasons why you should keep going over and making changes to your crypto estate planning:
Values and ownership of cryptocurrencies may change: The value of cryptocurrencies can change a lot, and you may buy and sell assets over time. Reviewing your plan on a regular basis will make sure it fits your present portfolio.
Exchanges and wallets may become out-of-date: Technology changes quickly, and some crypto exchanges and wallets may shut down, stop being useful, or stop serving certain tokens. Make sure that your notes are still useful and up to date.
Change the plan after big events in your life, like getting married, divorced, or having a child. These can change who you want to receive your assets or how you want them to be distributed. After these kinds of events, you should update your digital asset will to keep it legally and socially up to date.
Know what I mean? “Dead man’s switches” are sometimes set up by crypto fans. If the owner doesn’t log in for a certain amount of time, these systems will transfer the money instantly. Even though they are smart, they need to be paired with formal papers to keep disputes and accidental early triggers from happening.
Crypto transfer plan: holding wallets vs. not holding wallets
To make a coin inheritance plan, you need to know the difference between “custodial” wallets and “non-custodial” wallets.
Someone else, like an exchange, manages a custodial wallet and keeps the secret keys. With the right paperwork and help, this could make it easier for the children to get to the account, but it also comes with risks like hacking, account freezes, or service termination.
Non-custodial wallets, on the other hand, give users full power because they store private keys locally. They are great for long-term protection, but they need to be carefully planned out. If heirs misplace the seed phrase or lack technical expertise, assets may become inaccessible.
A balanced approach is best for inheritance. Wallets that don’t hold your money are safer and give you more control, but wallet services that do hold your money make transfers easy.
If you want to sell crypto through your MetaMask wallet, you need to know how to swap, bridge, and use currency off-ramps to turn your crypto into cash.
What to remember
You can’t sell all tokens at once. If you get an airdropped or unusual token, it might not be liquid or could be a scam, so check before you try to cash it out.
It may be necessary to swap and bridge. You might have to change tokens into ETH or stablecoins and connect them to the mainnet of Ethereum in order to sell them.
Fiat off-ramps are built into MetaMask. You can use MetaMask Portfolio to sell ETH directly, but be ready for Know Your Customer (KYC) checks with third-party sources.
There are non-KYC and peer-to-peer choices. You can trade on platforms like Bisq or LocalCoinSwap without an ID, but they are riskier and need more care.
When you use MetaMask, there are many ways that you could end up with a mix of different coins.
You might be a developer, copywriter, or artist in Web3, and your client paid you in the native token of their project.
You might also be a part of a Bitcoin mining pool and get prizes sent straight to your wallet every so often.
In decentralized finance (DeFi), you could be growing yield and getting a percentage yield (APY) on your locked assets. Another option is maybe the simplest: you did some jobs on SocialFi and got some community tokens as a reward through an airdrop.
No matter what, you have cryptocurrency in your MetaMask and want to exchange it for cash.
You can sell your cryptocurrency and get the money in your bank account or even in cash. This guide will show you all of your options, whether you want to use official Know Your Customer (KYC) methods or more private, non-KYC ones.
What you need to know before you sell MetaMask tokens
MetaMask has a few things you need to do before you can cash out your tokens. This is because “not all tokens are created equal.” It’s not always as easy as pressing the “sell” button, especially if you just got tokens through an airdrop or from a project that isn’t very well known.
1. The reason some airdropped tokens can’t be bought or sold
If you have a token in your wallet, that doesn’t mean you can sell it. To be honest, a lot of airdropped tokens aren’t even on platforms. In this case, there isn’t a place where you can sell them yet. There may be a price listed for the token, but you can’t actually get that value right now because there aren’t any buyers or sellers. Getting free coupons is great, but you might not use them for a while after getting them.
Did you know? If you see a “100% sell fee detected” warning on a token, it’s likely a scam. Scammers airdrop these tokens, hoping you’ll try to sell or interact with them. But when you do, the smart contract takes the full amount — leaving you with nothing. Worse, some link to fake decentralized applications (DApps) that ask you to “claim” or “unlock” the tokens. Connecting your wallet or signing a transaction there can let scammers drain your real assets.
2. Adding coins that you don’t have to your wallet
Tokens will sometimes be sent to you that don’t even show up in MetaMask at first. That just means MetaMask doesn’t see them by default, not that they aren’t there. You will have to add them by hand by getting the token’s contract address (which you can usually find on the project’s website or Etherscan) and adding it to your wallet. After you do that, your balance will be correct.
Also, if you want to receive an asset other than Ether (ETH), you can use the “Import Tokens” option to add the missing tokens by hand so they show up in the list of assets.
3. Getting ready to bridge or swap
It’s not always possible to sell your tokens for cash right away, even if they can be seen in MetaMask and have value. If you want to trade a lot of smaller or younger tokens for dollars or euros, you won’t be able to do that directly.
To get around this, you’ll usually need to trade them in for something more flexible, like ETH or a stablecoin like USDC, which can be exchanged for hard cash.
Your tokens may also be on a different blockchain, such as Arbitrum, BNB Chain, or Polygon. However, most fiat withdrawal choices only work with Ethereum mainnet. If so, you’ll have to connect your tokens to Ethereum first before you can sell them.
When you use tools that combine these two steps into one flow, you can handle both of them at the same time. One example is Symbiosis.finance, which lets you trade a token on one chain for a more widely used token on Ethereum. This can all be done in one transaction. This can save you time and make it less likely that you’ll make a mistake when switching between tools.
How to use MetaMask to sell cryptocurrency
The easiest way to sell crypto that you have stored on MetaMask is to use the app itself. Do these things:
Go to your MetaMask extension or app and click on the “Buy & Sell” button to open your account. This will take you to the MetaMask Portfolio site, where you can start selling your goods and keep track of them all.
Start the process of selling: At the top of the page, click “Move crypto.” Then, from the dropdown menu, choose “Sell.”
Pick your country and currency: MetaMask will ask you what country you live in and what cash currency you want to use. This step makes sure that you are shown the correct list of providers and payment choices that are available in your area.
Type in the sale amount: Choose Ether and type in the amount you want to change.
Choose a way to get paid: Next, pick a place for the fiat to go. If your provider is available in your area, you may be able to send it to a bank account, PayPal, or another way.
When you compare offers, MetaMask brings together deals from a number of outside service providers, such as MoonPay, Transak, Sardine, and more. It then displays the exchange rates, fees, and expected refund times in real time. Look at each one and choose the best one for you.
Finish the deal: Once you’ve picked a service provider, MetaMask will show you how to send the cryptocurrency. The transaction will be confirmed in your wallet, and the money will be sent to the provider, who will pay you in cash.
When you use the MetaMask app, there are two things you should remember:
To begin, the third-party companies will ask for KYC, even if the app itself doesn’t. Get your papers ready for this one.
Second, MetaMask’s sell function only works with Ethereum on the mainnet. As was already said, this is where the bridge will come in.
Getting crypto out of centralized markets
This is a popular choice if you’d rather cash out your crypto through a controlled exchange. It’s easy for beginners to use, lets you take cash, and works with many different assets. Note that you will need to finish Know Your Customer (KYC) verification before you can withdraw any fiat.
Step by step, here’s how to do it:
Send money to Coinbase from MetaMask
To begin, you will need to move your money from MetaMask to Coinbase.
To send and receive money, go to the top of your Coinbase account and click “Send & Receive.”
You can send ETH or USDC, and Coinbase will give you a wallet address. Click on the “Receive” tab and copy that address.
Watch out for the right network. For instance, if you’re sending ETH, it should be on the Ethereum (ERC-20) network.
Open up MetaMask now:
Type in the Coinbase address, click “Send,” and then type in the amount you want to send.
Make sure you send it to the right network. If you send it to the wrong one, your money could disappear.
As soon as you click “Confirm,” your cryptocurrency should appear in Coinbase.
Use Coinbase to trade crypto for cash.
As soon as your money reaches Coinbase, you can cash it out.
Go to the top and click on “Buy & Sell.” Then, click on the “Sell” tab.
Select the cryptocurrency you just got and choose how much you wish to sell it for.
That’s up to you. You can send the money to a linked bank account, PayPal, or your Coinbase amount.
Look over everything, including any fees, and then click “Sell.”
Did you know? When withdrawing via centralized exchanges, be cautious of minimum withdrawal amounts and any associated fees. Check these details in advance to make sure the limits and costs are acceptable to you before committing to this route.
Peer-to-peer with Know Your Customer
You don’t sell your cryptocurrency to an exchange when you use peer-to-peer (P2P). You’re selling it to someone else instead. Pick a buyer based on what they offer and how they’d like to pay, such as bank transfer, Revolut, Wise, etc. You give them the crypto once they send the money to your account. Your crypto is kept safe by the site during the process, so no one can just walk away with your money.
You’ll need to finish Know Your Customer (KYC) steps before you can trade in this way on centralized exchanges.
Binance users can sell through P2P.
Click on Trade and then P2P.
Pick the coin you want to sell and look through the list of people who want to buy it.
Pick a deal, confirm the order, and then wait for the buyer to pay.
As soon as the payment hits your account, confirm it and take the cryptocurrency out of lockup.
Did you know? Some peer-to-peer (P2P) cryptocurrency exchanges offer a “cash by mail” option, allowing users to send physical cash through postal services or couriers to settle transactions.
Taking money out of your MetaMask wallet without proving who you are
There are still a few good ways for MetaMask wallet users to change cryptocurrency to fiat cash without going through Know Your Customer (KYC) verification.
Like controlled P2P platforms, decentralized ones let you trade directly with other users, but often with few or no Know Your Customer (KYC) requirements.
LocalCoinSwap is a peer-to-peer market that doesn’t hold your money and accepts a lot of different cryptocurrencies and payment ways, such as cash. It protects you with a trust account and puts privacy first.
Bisq is a fully decentralized market that works with many cryptocurrencies, such as Bitcoin and Monero (XMR) ($255.92). It doesn’t need user accounts or Know Your Customer (KYC) and works on a peer-to-peer system.
Without KYC, on the other hand, you have to check out the person you’re dealing with. Check their reputation and any trade history that is visible. Also, always follow the safety rules for the platform.
Taking crypto out of MetaMask using bitcoin ATMs
You can turn your digital assets into cash by using cryptocurrency ATMs, which are also known as Bitcoin ATMs, to withdraw money from your MetaMask bank. This method can be used in this way:
Find a cryptocurrency ATM: To start, look for a cryptocurrency ATM nearby. Websites like CoinATMRadar list Bitcoin ATM spots around the world along with the cryptocurrencies they accept and the services they provide.
Get your MetaMask wallet ready. Make sure the ATM accepts the coin you want to withdraw. Most Bitcoin ATMs only accept Bitcoin (BTC) worth $118,845 USD, so you might need to use a decentralized exchange (DEX) to convert your present tokens to BTC in your MetaMask wallet. During this process, keep in mind the transaction fees and exchange rates.
Start the process of withdrawal: Pick the choice to get cash from the ATM. The machine will ask you how much money you want to take out and give you a QR code that shows the ATM’s wallet address.
To send money from MetaMask, use your MetaMask wallet to scan the ATM’s QR code and enter the correct receiver address. Type in the exact amount of cryptocurrency that you want to send and then confirm the exchange. Keep in mind that a busy network can slow down processing times.
Get your cash. Once the blockchain confirms the transaction, the ATM will give you the same amount of money in cash, minus any fees that may have been charged. Depending on how the network is set up, this process could take a few minutes or longer.
You can expect to pay a lot of money to use crypto ATMs. Also, small transfers usually don’t need KYC, but bigger ones might.
Do MetaMask crypto transfers get taxed?
Taxes aren’t the most interesting subject, but they do matter when you exchange crypto from your MetaMask wallet for cash. If you sell crypto through MetaMask, an exchange, or a peer-to-peer deal, you may be subject to taxes. It is important to know the rules that apply.
When you sell crypto, you might be taxed.
Selling crypto for cash (like US dollars, euros, etc.) is the same as selling real estate in most countries, including the US. If you bought ETH for $1,000 and then sold it for $1,500, you made a $500 capital gain, which is normally taxed.
If you trade one cryptocurrency for another, like ETH for USDC, you may still have to pay taxes on that exchange, even if no traditional currency is involved. You don’t have to cash out to report a trade; any trade counts.
To keep track of it, write down:
The dates you bought and sold each item
How much you bought or sold
How much money it was worth at the time
Any fees that were paid along the way.
You’ll have a lot less stress when it’s tax time or when your bookkeeper gives you that look.
Know the rules in your area.
There are different crypto rules for each country. There are different rules for each country, and even within the same country, the rules can change based on how you use crypto.
There may be capital gains tax rules or even money transmission laws in the US when you sell crypto, based on how the money is moved. There may be rules that are much less strict or much tighter in other countries.
Now, here’s what you should do:
Find out what the crypto tax rules are in your area, even if they seem unclear or out of date.
Keep up with the rules; they change quickly.
If you’re not sure, ask a pro. A lawyer or accountant who knows a lot about crypto can help you avoid bad shocks.
The tax office may still want a full report even if you’re not using Know Your Customer (KYC) ways or decentralized tools. It will save you trouble in the long run, and it could even save you money.
Here are the core components that make Web3 possible:
Blockchain
First, there are blockchains, which are what Web3 is built on. Think of a digital ledger that keeps track of data and activities across a network of computers, called nodes. Blockchain is cool because it saves data in a way that makes it almost impossible to change anything without changing all the data blocks that are linked to it. This really keeps everything safe. Some blockchains are public, some are private, and some are somewhere in between. These are called consortium blockchains. Each block in the blockchain has a list of events. Everyone can use
a public blockchain, but only certain people can use a private one. The alliance takes the best parts of both worlds and puts them together in one place. Blockchain is an important part of the Web3 world because it gives more power to the people who use the network by getting rid of controlled authorities.
Cryptocurrencies
After that, let’s talk about digital money. These digital currencies are very important to the open internet because they let you handle your money without a bank or government. They work like digital cash and use cryptography to make sure that transfers are safe. For autonomous apps and networks to work, cryptocurrencies are the economic backbone of Web3. Since it was created, Bitcoin has been the most important cryptocurrency. As of August 15, 2024, it had about 56% of the market. With about 15% of the market, Ether was ranked second on the same day. With these currencies, you can send money to other countries, back blockchain projects, and do other things without going through a middleman. A new way to handle money is at the heart of how Web3 works.
Smart contracts
Now think about contracts that can be enforced without a lawyer or a middleman. That’s what smart contracts are. They are contracts that are run regularly on blockchain networks and do things when certain conditions are met.
For example, let’s say you need to file an insurance claim. A smart contract could make sure that your payment goes through automatically once your claim is confirmed, without any help from a person. Smart contracts make things run more smoothly and lower the risk of disagreements. They are used in banking, supply chains, and other areas. They’re a big part of how Web3 keeps everything separate and running smoothly.
Decentralized applications (DApps)
The last thing we need to talk about is decentralized apps, or DApps. DApps work on a blockchain instead of a single server like regular apps do. They are usually open source, which means that anyone can look at the code and make changes to it. This open method encourages developers to come up with new ideas and work together.
DApps can be found in supply chains, social media, finance, and games. They offer new and creative ways to trade and engage. Web3’s goals of making the internet more fair and free are closely linked to DApps, which give users more privacy, control, and openness. Tokens are also used by many DApps to reward users who contribute to the network and get people to use them. In other words, blockchain, currency, smart contracts, and DApps are what make Web3 work. They’re making a new internet together that is safe, fair, and focused on users.
Key features and applications of Web3
Here are some of the cool features and apps that Web3 is using to change the game:
Decentralized finance (DeFi)
Think about being able to handle all of your financial transactions without going through a bank or anyone else. That is the whole point of decentralized banking. You can lend, borrow, sell, and invest directly with other people using blockchain technology. You can easily get to financial services through DeFi, no matter where you are or how much money you have.
This means that transactions are generally faster and cheaper because there are no middlemen. Additionally, you have full power over your cash. Decentralized financial actions like insurance or trading derivatives can be done with just a crypto wallet.
What did you know? A huge $100 billion or more was poured into DeFi lending in 2023, showing how popular decentralized funding options are becoming.
NFTs, or non-fungible coins, You may already know what non-fungible tokens, or NFTs, are. Cryptocurrencies are all the same and can be easily traded. NFTs, on the other hand, are unique digital assets that are stored on a blockchain. They’re great for owning virtual property, music, movies, collectibles, and digital art because they are one-of-a-kind.
Artists can use NFTs to sell their work directly to fans and get paid properly, for example. Also, cool things can happen with NFTs, like virtual art shows. Each NFT has a clear history of who owns it, which makes it a safe way to show who owns digital things.
Autonomous groups without a single authority (DAOs) With blockchain technology, decentralized autonomous organizations (DAOs) are like groups that are run by their members without a central authority. Smart contracts let everyone in a DAO take part in making decisions, and since everything is on the blockchain, it’s all open to the public. DAOs help people work together and make choices that are good for the group. They can be used to build groups, manage projects, and do other things.
Having social media spread out. Think about social media where you, not a big company, are in charge. That’s what autonomous social media is all about. It is not run by a single organization like Facebook or X. Instead, it is made up of many computers connected to each other. In other words, no one is in charge of your information or what you see in your feed. You can change your posts and privacy more on open social networks. People can even talk to each other directly, without going through a third party. For now, decentralized social media is just getting started. It has the potential to change how we meet and talk online. Separated handling of identities Sometimes it’s hard to keep track of your online info, but decentralized identity management can help. In a cloud system, your data is spread out across a network of computers instead of being stored on a few central servers. You can now choose more who can see and use your information. You choose what information to share with different websites and services when you have a decentralized identity. This helps protect your privacy in the digital world. Web3 is bringing some great new ideas, like financial freedom with DeFi and owning digital art with NFTs. It’s also making organizations more open and safe with DAOs and making online exchanges more private and secure. Looking forward to seeing how these changes affect our digital future!
You can see how Web1, Web2, and Web3 stack up against each other below:
The problems and limits of Web3
There are a lot of problems with Web3, but it also has a lot of great potential:
Size and scope
Take a look at a busy highway. In Web3, adding more people is like adding more cars to a freeway that is already full. Web3 will have trouble handling high traffic after a certain point, just like a freeway. More users may make Web3 deals more expensive and take longer.
Developers of Web3 have been working hard to fix this issue for a long time. For example, the Polkadot network can handle more than 1,000 transactions per second, which is a lot more than Bitcoin’s seven transactions per second and Ethereum’s thirty transactions per second. Still, it’s not even close to VisaNet’s working speed. VisaNet is a global network that can handle more than 65,000 transactions per second.
The speed at which
Web3 is like a brand-new restaurant that serves great food but doesn’t have many tables or staff. It’s not a well-known restaurant, but it has a lot of potential. Adoption has been slowed down by a lack of knowledge.
Just like a restaurant needs more customers to grow, Web3 needs more people to become more popular. A lot of people are still worried about Web3 because the rules aren’t clear and the sign-up process is hard to understand. The situation is getting better, which should speed up the acceptance of Web3.
Mechanisms for complex security
Web3 security can be hard for new users to grasp. If you use a decentralized exchange or any other app and forget your recovery password or private key, you could lose your valuables. In self-custody systems, there is no way to reset passwords or get back to your money.
It might be hard for people who aren’t used to this kind of setup. You need to know more about security and take responsibility for it. It will get even easier for you as Web3’s security tools get easier to use.
Worries about regulations
Authorities all over the world are worried that Web3 could be used for criminal activities like fraud and laundering money. Traditionally, rules have been made based on the needs of sole proprietorships and big companies with centralized power. Regulators have been trying hard to catch up since Web3 came out.
Usually, regulators’ goal has been to protect people without getting in the way of new ideas. To build trust in Web3 users, they’ve been trying to make rules more clear.
Web3’s possible future developments
As time goes on, Web3 is still changing, and the future looks very exciting. You can look forward to the following:
As blockchain networks become more connected, data and assets may be able to move quickly from one platform to another.
As AI is added, tasks will be done automatically, the user experience will improve, and DApps will gain new features.
Connection to assets and services in the real world: It will probably become more linked to assets and services in the real world. It could change how things are delivered, how identities are checked, and even how elections work.
New models for government: It’s possible that DAOs will change into even more open and complicated ways of running things.
It looks like Web3 will have a great future. It has the ability to change everything, not just the internet. As technology gets better, new apps will come out that will change the way we use the internet. We can do anything with Web3, and it will be fun to see how it changes our digital lives over the next few years.
What to Remember The web has changed from a simple network for sharing information (Web1) to a place where people can connect with each other and make content (Web2). This model is now moving toward a decentralized one (Web3), which gives users more power over their data. Blockchain technology is used by Web3, or the decentralized web, to let people own and control their own data without having to rely on central authorities. The blockchain, currency, smart contracts, and decentralized apps (DApps) are all important parts of Web3. It opens up new options in areas like identity management, social media, decentralized organizations (DAOs), non-fungible tokens (NFTs), and decentralized finance (DeFi). Consider how the web has transformed since its start in 1983. What began as a main way to share data has grown into a very complicated system that runs automatic programs.
That does sound interesting, right? First, let’s quickly go back in time to see how Web3 has changed over time and what makes each version special.
The History of Web3 The internet has changed from a simple, static area to a system that lets people connect with each other and is not centralized. To understand why Web3 is important and how it might change the future of the internet, you need to know about this change.
Web 1 Think of the internet as a library to get a better sense of how it has changed. In the beginning, Web1 was like a quiet library where only a few big companies had books on the shelves. You could read those books, but that was all they had to offer. They were the only ones who could talk to you.
Web 2 Things changed when Web2 came along. All of a sudden, that library turned into a lively social place where anyone could bring their books, like websites, blogs, or anything else. It turned into a busy place where both users and writers were involved. But there’s a catch: The library was still run by a few big names, like Google or Facebook. The rules, which books stayed, and how everything was set up were all chosen by them.
Web 3 Web3 is now a whole new level. Think of a scattered library that is made up of separate book clubs. There is no one in charge, and everyone is welcome to share what they know. It’s more like a public area where everyone can meet and talk.
Blockchain makes sure that books are kept safe on a network so that no one can damage them. You also own what you add, and you might even get paid for it. This makes the whole process of putting together information a lot more fair and inclusive.
Web3 is all about giving users back power instead of a central authority. It wants to make the internet more open, clear, and a place where everyone’s voice counts.
It’s important to understand Web3 because it’s where the internet is going. You can stay ahead of the curve and be ready for all the exciting changes and chances if you understand it.
Web3 was explained Web3, or the open web, is the next big thing on the internet. It changes everything because it uses blockchain technology to take power away from big companies and give it back to users like you.
Nothing like that is needed with Web3 because everything runs on independent apps that connect to each other through peer-to-peer (P2P) networks. This makes things more open and protects data better. It also makes it much harder to block information.
Let’s look at what Web3 is and how it works:
This is all about making decisions and sharing power across a network instead of letting one person or a big company make all the decisions. It lets you have more control over your time online and weakens the grip of those big players.
Communication without permission or trust: You can do business on Web3 without a bank or middleman. You can do it yourself. That the system is open and welcoming is because anyone can join it without asking.
Better security and privacy: Web3 gives you more control over who can see your info and how it’s used, which makes it more private. Also, it uses cryptography to protect your data, making it hard for bad people to change it.
Interoperability: One of the coolest things about Web3 is that it lets different systems and platforms work together without any problems. Your online experience will be smoother and more convenient if you can quickly move data and assets between apps.
Who owns and controls the data? In Web3, you are in charge of your info. You decide who can use and share it. Want to make money off of your data? Do it. Prefer to keep it private? You make the choice.
Web3 gives you more freedom, power, and safety online. It’s interesting to see how it changes over time!
Know what I mean? It was a big step for Twitter (now X) into Web3 when they let users connect their coin wallets to their accounts in 2021. They could use confirmed non-fungible tokens (NFTs) as their profile pictures. This made Web3 technology easier for more people to use and more popular.
